Mr. Saha termed Financial Inclusion a rather existing practice in system that has transferred into its operation from from Real Time to Online, Smart Card and now towards RuPay card. RuPay card is better than other forms of financial cards like smart card. RuPay additional offers disbursement of DBT to its beneficiaries. With PMJDY people are even willing to monetary transaction even on very first day of opening the bank account in rural India, the practice non existing in India, earlier.
