As everything goes smart, how can banks be left behind? While discussing the use of technology for smart banking methods, special role of financial inclusion and mobile wallets was also talked about in the session. The speakers also mentioned about the contribution online payments make to simplify the payment process for the customers. As per one of the speakers, mobility, big data and payment are the three pillars of banking. Electronic payments platforms, payment gateways, CMS services were other elements from the banking sector that were discussed in detail by the key speakers during the session. Use of Aadhaar was also emphasised upon to easily open the bank accounts and get access to those so as to provide more benefits to the citizens.