elets KE Kovalam – Bhawna Garg, Special Secretary, Department of Finance, Chandigarh Administration
Chandigarh is a one million population city with mostly urban people with high per capita income. Direct benefit transfer (DBT) is one of the primarily important tools towards financial inclusion. It addresses all the three important parameters of financial inclusion, i.e. convenience, affordability and flexibility. Chandigarh has 100 per cent bank accounts opened for the public and about two lakh of them are Aadhaar integrated.
