In the last three years, there has been a tremendous change in the banking sector, especially due to the push given by the Central Government. Initiatives like Pradhan Mantri Jan-Dhan Yojana (PMJDY), Jan Dhan, Aadhaar, and Mobile (JAM) gave rise to the new era of digital banking in India.

K Ramachandran, Senior Advisor-Banking Technology, Indian Banks’ Association at Elets Digital Banking & Payments Conclave 2017

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